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Request for Mortgage Registration

Description
This service allows customers to apply to register mortgages of all types (request for mortgage/ usufruct mortgage/ initial mortgage/conservative mortgage registration) on a property for the benfit of the financier in order to guarantee the property's rights, whether it is a first-degree or second-degree mortgage.
Required Documents
  • Original title deed
  • Letter from the mortgagee bank
  • Three mortgage contracts certified by the mortgagee bank and signed by both parties
  • Identity card of the owner
  • NOC from the developer (deferred sale/ initial registration certificate - Oqoodi)
Service Procedures

The customer shall apply for the service through a service channel, enclosing all required documents and settling the fees.

The request shall be reviewed and then returned where the title deed, balances, and mortgage papers will be printed and handed over to the customer.

Service Fee
  • 0.25% of the mortgage value
  • AED 20 Knowledge and Innovation fees

In the case of a normal mortgage with a title deed / usufruct title deed

  • AED 250 fee for title deed issuance 
  • AED 20 Knowledge and Innovation fees (in addition to previous fees)

In the case of a conservative mortgage with a title deed / usufruct title deed

  • AED 250 fee for title deed issuance
  • AED 20 Knowledge and Innovation fees) x number of title deeds (in addition to previous fees)

Registration Trustee fees:

  • AED 4,000 service fee

Registration Trustee fees for initial sale registration (Oqoodi):

  • AED 5,000 service fee
Service Branches
  • Registration Trustees offices (oustide)
  • Dubai Land Department- Main Office
 
Related Services Search for Registrations Trustees
Additional Information

​N/A

Last updated 10/02/2019 14:52:39
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