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Request for Transfer of Mortgage (Usufruct)


​This service allows clients to transfer a real property mortgage from the current financer to the new financer, in order to guarantee the rights on the real property. 

Required Documents
  1. Original title deed
  2. Letter from the mortgagee bank
  3. Three mortgage contracts certified by the mortgagee bank and signed by both parties
  4. Identity card of the owner
  • If the mortgagee is a company or establishment check the following requirements:
Service Procedures

The client shall apply for the service through a service channel enclosing all required documents and settling the fees. The application shall be reviewed and then returned where the title deed, balances and mortgage papers will be printed and handed over to the client.

Service Fee
  • 0.25% of the mortgage value
  • 250 AED equity issuance fee
  • 20 Knowledge Dirham fee at the rate of 10 AED per fee
  • 20 Innovation Dirham fee at the rate of 10 AED per fee
Registration Trustee fees:
  • 4000 AED service fee
Special Registration Unit fees: 
  • For citizens, a real estate disposal transaction shall be completed urgently for a fee of 5,000 AED
  • 10  Knowledge Dirham
  • 10  Innovation Dirham
Service Branches

Registration Trustees offices (oustide)
Dubai Land Department- Main Office

Related Services Search for Registrations Trustees
Additional Information


Last updated 03/24/2019 12:04:24
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